Average loan-to-well worth ratios into the fresh conventional funds remained very reasonable from the mid-1950s
1950: 67 percent and you may thirteen many years 1951: 65 % and you will fifteen years 1952: 66 percent and you may sixteen age 1953: 66 percent and fifteen years 1954: 67 percent and you may 16 decades 1955: seventy percent and you may 16 decades 1956: 70 % and you can sixteen ages 1957: 69 percent and you may 17 decades 1958: 71 percent and you can 18 many years 1959: 73 percent and 19 ages
The newest nonfarm homeownership price improved by 9.5 percentage activities out-of 1900 so you can 1930, with well over 1 / 2 of going on from 1920 so you can 1930. When you find yourself not in the scope with the report, the us government is doing work in generating homeownership through the Top Residential property Way you to first started from inside the 1923. The rise out-of 1900 so you’re able to 1930 is actually accompanied by a decline out of 4.9 payment items of 1930 so you’re able to 1940.
A great 2007 Government Reserve report to Congress into credit scoring located that median results getting Blacks, Hispanics, and you may Whites was in fact 618, 670, and 737 correspondingly (medians interpolated about Fed study)

Fisher, Marketplace for Land inside the Fee, NBER, 1951. Ernest Fisher is the principle economist on FHA into the 1930s.
John P. Herzog and you may James S. Earley, Mortgage Delinquency and you will Foreclosures (Cambridge, MA: National Agency off Economic Look, 1970),
Supra. Herzog. Yearly information is provided for the latest and you will present property. The two data things was basically averaged per year, while the the-existing regularity split up involved actually.
Supra. Herzog. Yearly data is provided for the fresh and existing home. The two data factors were averaged each year, since the the fresh-established volume separated involved actually.
Ratcliff, Domestic Finance, 1950, 1957, Social Sciences Browse Council together with U.S Census Bureau.